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    New Student Loan Redemption Program to Support Home and Community-Based Workers

    By TAPinto Morristown Staff,

    24 days ago

    Credits: Shutterstock

    TRENTON – A new student loan redemption program has been announced to benefit health care, behavioral health, and social services professionals serving those with medical needs, behavioral and/or mental health conditions, and disabilities, announced the Department of Human Services, Department of Children and Families, and the Higher Education Student Assistance Authority today announced a new student

    Under the new Home and Community-Based Services Provider Loan Redemption Program, eligible workers can receive up to $50,000 in loan relief in exchange for one year of service at an approved home- and community-based services provider agency or as a self-directed employee, the announcement stated.

    “Uplifting our healthcare workers is mission-critical to delivering on the needs of New Jersey residents. This student loan redemption program further bolsters our home and community-based services workforce, and it is key in supporting qualified service providers to bring their skills and expertise to communities across the state,” Governor Phil Murphy said. “In addition to alleviating the financial burdens of this workforce, this program also builds the capacity to deliver care in the community for more New Jerseyans. I applaud DHS Commissioner Sarah Adelman, DCF Commissioner Christine Norbut Beyer, and HESAA Executive Director Margo Chaly for their work to make this program a reality.”

    “We continue to invest in innovative approaches to strengthen and prioritize independence and person-centered care that will help individuals live in their own homes and remain active in their communities,” Human Services (DHS) Commissioner Sarah Adelman said. “This new student loan redemption program will benefit caregivers who provide vital supports to people with disabilities and with behavioral health needs, as well as older adults living in the community. Supporting our care workers must be a priority.”

    Professionals eligible to apply include psychiatrists, licensed psychologists, licensed social workers, licensed clinical social workers, psychiatric nurse mental health clinical specialists, board certified behavior analysts, board certified behavior analysts-doctoral, licensed clinical or certified alcohol and drug counselors, licensed professional and associate counselors, licensed or associate marriage and family therapists, DCF care managers, registered nurses, and licensed practical nurses. Self-directed employees are also eligible to apply.

    The one-time allocation for this student loan redemption program provides:


    “We are proud to offer this new benefit to dedicated workers who support individuals with disabilities and older adults in the community,” DHS Deputy Commissioner for Aging and Disability Services Kaylee McGuire said. “Creative steps such as a loan redemption program will help attract and retain workers and build a stronger foundation for the future.”

    To qualify for this student loan redemption program, an applicant must meet all of these requirements:

    • Be employed full-time in an eligible profession by a State-funded home- and community-based provider agency;
    • Maintain a current license/board certification, as applicable, to practice in New Jersey throughout participation in the program;
    • Maintain employment at the State-funded home- and community-based provider agency for at least one year, pursuant to the terms of a contract with HESAA;
    • Not be in default on any eligible qualifying student loan; and
    • Not currently be participating in any other student loan redemption program or in the federally-administered National Health Service Corps Loan Repayment Program.

    Provider agencies are encouraged to share information about this program with all eligible employees prior to July 1, when applications will open for a 30-day period. Eligible program participants who submit a complete and accurate application will be selected by October 1 on a first-come, first-serve basis.

    For more information on the program and to apply once the application opens, visit here .

    For more local news, visit

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