Initially this almost seems like a silly question; should you buy with cash, or credit? I mean after all cash is king, or is it? Yes, with cash you’ll never overextend yourself. You can only buy what you can afford, but cash doesn’t have a paper trail of invoices like a credit card statement does, leaving you to remember what you’re spending. The pro for credit cards are things like fraud protection and some impressive rewards programs. The key to using plastic is to pay off that balance every month. Rolling it over is where potentially huge interest rates can get you. So, both cash and credit have their pros and cons. And when you need a hand choosing what’s best for you, check with one of our Money Cents pros!

While we work, you play. First Security Bank understands your life’s balance as a Montanan. A your personal assistant to financial success, we are always with you. Enjoy banking freedom with First Security by keeping your money in your wallet and off your mind. More information: https://www.ourbank.com/