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Toyota is known for making dependable and long-lasting vehicles. The options on this list are three-year-old Toyota trucks and SUVs under $40,000 that also have good safety scores. These sport utility vehicles and trucks are popular choices due to their reliability, reputation for quality, and reasonable cost.

You can’t have Toyota trucks and SUVs under $40,000 without the Highlander

When Edmunds reviewed the 2020 Toyota Highlander, it had many positives to report. The Highlander offers a comfortable and quiet cabin with room for eight passengers. Adults won’t be comfortable in the third row for too long, but children should be fine. It gets 12 mpg in the city and 29 mpg on the highway, which is good enough for most drivers.

Some of the best safety systems on the 2020 Toyota Highlander include Pre-Collision with Pedestrian Detection and Full-Speed Dynamic Radar Cruise Control. Lane Departure Alert with Steering Assist is also helpful to have.

The National Highway Transportation Safety Administration gave the Highlander a five-star safety rating. It was also an Insurance Institute of Highway Safety Top Safety Pick winner.

List Range: $28,698 – $45,998

Toyota trucks under $40,000 include the Tacoma.

Experts and drivers agree that the 2020 Toyota Tacoma is one of the three-year-old Toyota SUVs under $40,000. Toyota packs the Tacoma with plenty of features and a solid V6 engine that can tow enough for most drivers. The Tacoma is also pretty off-road capable while still having a history of reliability following it. There was also a manual transmission option when paired with the top trim level.

The 2020 Tacoma gets 20 mpg in the city and 23 mpg on the highway, which is good enough for its age. Blind Spot Monitor, Rear Cross-Traffic Alert, and a Pre-Collision System with Pedestrian Detection make the Tacoma a safer choice.

The National Highway Transportation Safety Administration gave the 2020 Toyota Tacoma a four-star overall safety rating. On top of that, The Insurance Institute of Highway Safety made the Tacoma a Top Safety Pick winner.

List Range: $24,198 – $47,998

Toyota’s RAV4 is a big SUV in a small package

These Toyota trucks and SUVs under $40,000 include this RAV4
A Toyota RAV4 | Toyota

The 2020 Toyota RAV4 is one of the more versatile vehicles on the market. It has a quiet cabin and plenty of space for five adults. On top of that, it has pretty good cargo space for how compact it is. A TRD Off-Road trim was also available for this year, making the RAV4 a little sportier than before.

Some of the best safety features on the RAV4 are similar to the other options, like Pre-Collision with Pedestrian Detection and Blind-Spot Monitoring. Lane Departure Alert w/Steering Assist is also helpful to correct steering if needed.

The National Highway Transportation Safety Administration gave the 2020 Toyota RAV4  a five-star safety rating, and the Insurance Institute of Highway Safety made it a Top Safety Pick.

List Price Range: $21,452 – $40,250

At the end of the day, all of these options are going to last a long time with proper care and maintenance. The best schedule to follow is the one listed in the owner’s manual, but your local dealership might also be able to help.

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