We all are scraping these days. From interest rates raising to screaming headlines that another fall-out in the market is on the verge of happening. Let us be real, we all could use some easy ways that might sound like little drops in the bucket. But believe us, they ADD UP FAST when you do the math over time!

UTILITIES

When is the last time you checked that thermostat dial? DID YOU KNOW You can actually save, YES SAVE, as much as 10 percent (10%) a year on cooling and heating simply by turning your thermostat only 7°-10°F a day for 8 hours from its normal setting, according to the U.S. Department of Energy.

If you can save that much, 10 percent during the eight hours you are at work or school, why stop there?  How about if you also make a mental note and always adjust the thermostat before bed too? Pennys turn into quarters that turn into dollars that add up fast.

DID YOU KNOW?

Even if you rent, often you still have the electric bill to pay. So keep reading. if you simply have just a power cord plugged into an outlet, you are using Electricity. Meaning it is still costing you. How often do we leave a USB charger, a lamp rarely used, or some other type of item requiring electricity plugged in and it's not actually used for long periods of time? This happens in EVERY household and is one area that is often overlooked!