You can make 2022 a little more lucrative by opening a checking account with one of several banks offering bonuses ranging all the way up to $1,500.
With each of these offers, it’s important to read the fine print. For example, some offers may be available in some states but not others. What’s more, many define qualifying direct deposits as those coming from an employer or other income source such as Social Security.
Also, fair warning: These accounts typically require you to maintain a minimum level of deposits in your account if you wish to avoid service fees.
So if you don’t have a lot of extra cash burning a hole in your pocket, these options might not be right for you.
With those caveats in mind, here are a handful of banks offering a nice financial perk when you open an account with them today.
1. Axos Bank
Amount of bonus: $150
Account(s) for which a bonus is available: Rewards Checking
Offer expires: May 31, 2022
To earn this bonus, you must receive qualifying direct deposits of $1,500 within a single calendar month within the first three months of opening the account.
Other terms apply. Visit the Axos website to learn more.
2. SoFi
Amount of bonus: $50, $100 or $300
Account(s) for which a bonus is available: SoFi Checking and Savings
Offer expires: May 31, 2022
To earn this bonus, you must receive qualifying direct deposits of $1,000 to $1,999 ($50 bonus), $2,000 to $4,999 ($100 bonus) or $5,000 or more ($300 bonus) within a 30-day evaluation period.
Other terms apply. Visit the SoFi website to learn more.
3. TD Bank
Amount of bonus: $150 or $300
Account(s) for which a bonus is available: TD Convenience Checking ($150) or TD Beyond Checking ($300)
Offer expires: Oct. 31, 2022
To earn this bonus, you must receive qualifying direct deposits of $500 for the TD Convenience Checking bonus or $2,500 for the TD Beyond Checking bonus within 60 days of opening the account.
Other terms apply. Visit the TD Bank website to learn more.
4. Wells Fargo
Amount of bonus: $300
Account(s) for which a bonus is available: Everyday Checking
Offer expires: July 15, 2022
To earn this bonus, you must receive qualifying direct deposits of $1,000 within 90 days of opening the account.
Other terms apply. Visit the Wells Fargo website to learn more.
5. Citi
Amount of bonus: $300, $700 or $1,500
Account(s) for which a bonus is available: One of four account packages: Citibank, Citi Priority, Basic Banking or Citigold
Offer expires: July 17, 2022
To earn this bonus, you must deposit funds of between $15,000 and $200,000 within 20 days of opening one of the accounts and maintain the balance for an additional 60 days. The bonus you receive will depend on the amount of money you have in the account.
Other terms apply. Visit the Citi website to learn more.
6. US Bank
Amount of bonus: $200 or $400
Account(s) for which a bonus is available: Platinum Checking Package, Gold Checking Package or Easy Checking account.
Offer expires: June 13, 2022
To earn this bonus, you must receive two or more direct deposits totaling $2,500 to $4,999 ($200 bonus) or $5,000 or more ($400 bonus) within 60 days of opening the account.
Other terms apply. Visit the U.S. Bank website to learn more.
7. PNC Bank
Amount of bonus: $200 or $400
Account(s) for which a bonus is available: Virtual Wallet with Performance Spend ($200) or Virtual Wallet with Performance Select ($400)
Offer expires: June 30, 2022
To earn this bonus, you must receive qualifying direct deposits of $2,000 (Virtual Wallet with Performance Spend) or $5,000 (Virtual Wallet with Performance Select) within the first 60 days of opening the account.
Other terms apply. Visit the PNC website to learn more.
8. Bank of America
Amount of bonus: $100
Account(s) for which a bonus is available: Advantage Banking
Offer expires: June 30, 2022
To earn this bonus, you must open an account through the online offer page and receive qualifying direct deposits of $1,000 within the first 90 days of opening the account.
Other terms apply. Visit the Bank of America website to learn more.
9. Chase
Amount of bonus: $200
Account(s) for which a bonus is available: Chase Total Checking
Offer expires: July 20, 2022
To earn this bonus, you must set up direct deposits within the first 90 days of opening the account and keep the account open for six months. Chase does not specify an amount that must be deposited.
Other terms apply. Visit the Chase website to learn more.
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