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Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Roth individual retirement accounts (IRAs) are powerful tools for building tax-free savings in retirement. If you’ve got one already or plan to open one soon, use our Roth IRA calculator to see how much you can save for retirement.

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Rates for home loans dipped slightly as concerns about the economy battered financial markets, offering homebuyers a modest reprieve from skyrocketing housing costs. The 30-year, fixed-rate mortgage averaged 5.25% for the week ending May 19, down 5 basis points compared to a week earlier, according to Freddie Mac. A basis point is one-hundredth of 1%. A year ago, the popular product averaged 3.00%. Though rates fell this week, the benchmark mortgage remains at its highest level in 13 years.

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. In business since 1912, Boston-based Liberty Mutual ranks as the third largest home insurance company in the U.S. based on market share. The company originally sold workers compensation insurance. It offered its first auto insurance policy in 1918.

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Term life insurance is an option for people seeking steady rates for a level term period. Ethos offers no-exam term life insurance with coverage up to $2 million for buyers up to age 50. The level term length options are 10, 15, 20 or 30 years. This term policy is renewable up to age 94, but the death benefit will be reduced with each renewal.