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The holiday shopping season is here and Black Friday is knocking on the door. This is generally the time of year we spend a lot of money in a short period of time. Since you are going to be shopping, it is a great time to maximize with a rewards program.
There are several types of rewards programs that vary from gift cards to travel to cash back. One thing still stands true with any kind of reward, “Cash is King”. But, the majority of rewards programs are tied to credit cards. It is definitely a missed opportunity for shoppers who are spending a lot of money during the Holidays using cash or some other non-rewards product.
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Reasons for not having a Credit Card
There are several reasons shoppers may not use a credit card for holiday shopping, but simply not having a credit card is near the top of the list. Choosing not to have a credit card and credit worthiness are two of the biggest contributing factors. So, how can Holiday shoppers cash in on rewards without having a credit card?
Earning Rewards without a credit card If credit cards aren’t your thing, but earning rewards is, you are in luck! Products, such as the ONE VIP Visa Debit Card, offer a lucrative cash back rewards program without the hassle and fees of a credit card. In fact, there are no hidden fees with the ONE VIP Card, no overdraft fees, and there’s no cost to get it. The ONE VIP Card is a digital banking product that is available to anyone over the age of 18 with a USA address and social security number. There is no credit check needed to get this card and you can begin using it as soon as money is loaded to the card.
Source: How To Get The Most Cash Back Rewards This Holiday Without A Credit Card
