Amazon credit cards offering up to $200 welcome bonus, 10% back on select products
If you're doing your holiday shopping through Amazon, consider one of the retailer's credit cards.
The offer mentioned below for the Amazon credit cards are no longer available but check out Select's Best Credit Cards for Shopping on Amazon for other great ways to save.
Until Nov. 30, new and existing Amazon credit cardholders are in for an extra treat.
If you're interested in signing up for an Amazon credit card, you'll earn an increased welcome bonus of either a $100 or $200 Amazon gift card immediately upon approval. Additionally, both new and existing cardholders can take advantage of 10% back in rewards on eligible gift purchases.
Select highlights what you need to know about the offer, details about each Amazon credit card and which purchases qualify for 10% back in rewards.
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Amazon Cards' elevated welcome offer and bonus rewards
Amazon currently offers two unsecured rewards credit cards: the Amazon Prime Rewards Visa Signature Card and the Amazon Rewards Visa Signature Card.
The former option requires cardholders to have an Amazon Prime account, while the latter doesn't. However, each card offers benefits like cash back at Amazon and Whole Foods — among other perks.
Through Nov. 30, new card applicants will receive the following welcome bonuses immediately upon approval with no minimum spending requirement:
- Amazon Prime Rewards Visa Signature Card: $200 Amazon gift card
- Amazon Rewards Visa Signature Card: $100 Amazon gift card
In addition, cardholders can take advantage of 10% back when purchasing items from a variety of categories, including: toys, smart home devices, computers, home, kitchen, TVs, office products, and more. For example you can get 10% back on Select Beats headphones, Kindle e-readers, cameras and more. You can find all eligible products here and you'll have to make your purchases by Nov. 30 to earn the increased rewards.
Other great credit cards to earn rewards on Amazon purchases
While those two cards are designed for avid Amazon shoppers and can be useful for its upcoming Black Friday sales, there are several other travel and cash-back credit cards that are rewarding when shopping at the online retail giant.
Here are a few of our favorite cards for Amazon purchases:
Capital One Venture X Rewards Credit Card
Rewards
10 Miles on hotels per dollar and rental cars, 5 Miles per dollar on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases
Welcome bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Annual fee
$395
Intro APR
None
Regular APR
19.99% - 29.99% (Variable)
Balance transfer fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign transaction fees
None
Credit needed
Excellent
See rates and fees. Terms apply.
The Platinum Card® from American Express
Rewards
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases
Welcome bonus
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
Annual fee
$695
Intro APR
None
Regular APR
See Pay Over Time APR
Balance transfer fee
N/A
Foreign transaction fee
None
Credit Needed
Excellent/Good
See rates and fees, terms apply.
Wells Fargo Reflect® Card
Rewards
None
Welcome bonus
None
Annual fee
$0
Intro APR
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Regular APR
18.24%, 24.74%, or 29.99% Variable APR on purchases and balance transfers
Balance transfer fee
5%, min: $5
Foreign transaction fee
3%
Credit needed
Excellent/Good
See rates and fees. Terms apply.
Citi Double Cash® Card
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24
Welcome bonus
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Annual fee
$0
Intro APR
0% for the first 18 months on balance transfers; N/A for purchases
Regular APR
19.24% - 29.24% variable
Balance transfer fee
For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies
Foreign transaction fee
3%
Credit needed
Fair/Good/Excellent
See rates and fees. Terms apply.
Read our Citi Double Cash® Card review.
Bottom line
Amazon provides flexibility for holiday shopping as you can avoid long lines, and possibly limited inventory, compared to shopping in-person.
However, before you start picking up gifts, it's important to have a budget as you don't want to start the new year in credit card debt. There are plenty of resources to help, including budgeting apps, which help find an appropriate amount to spend on loved ones.
Once you set your spending limit, be sure to find and use the best credit card for your needs. Whether it's a rewards card, 0% intro APR card or cash-back card, spending on the right card can make a large difference in your personal finances.
By following those two steps you can shop guilt-free and know you're earning rewards that benefit you.
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For rates and fees of the Platinum Card from American Express, click here.
Information about Amazon credit cards has been collected independently by Select and has not been reviewed or provided by the issuer prior to publication; if you purchase something through Select links, we may earn a commission.