Here’s How Much Middle-Aged Americans Earn in Every State
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A person’s physical prime is long gone by middle age. When it comes to making money, on the other hand, middle age is when things just start heating up. On average, people make more money the older they get and the farther they travel into their careers — until one day they don’t. A person’s peak earning years — again, on average — are between the ages of 45 and 64. Where you live, however, usually has a lot to do with where your income tops out.
New Budget:
Using data from the U.S. Census Bureau, GOBankingRates identified the median income for middle-aged households in every state. The study also reveals the median household income for all the other age groups, including under-25, 25-44, and 65+. In a few states, the median middle-aged household income is less than $60,000. In three states, the median household in the same age group gets by on more than $100,000 a year.
Keep reading to find out what middle-aged earners bring home in your state.
Alabama
- Median middle-age household income (45-64): $61,492
- Median household income (total): $51,734
- Median under-25 household income: $23,347
- Median 25-44 household income: $57,424
- Median 65+ household income: $41,644
Alaska
- Median middle-age household income (45-64): $87,672
- Median household income (total): $75,463
- Median under-25 household income: $35,537
- Median 25-44 household income: $78,772
- Median 65+ household income: $59,826
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Arizona
- Median middle-age household income (45-64): $74,329
- Median household income (total): $62,055
- Median under-25 household income: $37,793
- Median 25-44 household income: $66,902
- Median 65+ household income: $50,260
Arkansas
- Median middle-age household income (45-64): $57,708
- Median household income (total): $48,952
- Median under-25 household income: $30,213
- Median 25-44 household income: $55,059
- Median 65+ household income: $37,863
California
- Median middle-age household income (45-64): $94,338
- Median household income (total): $80,440
- Median under-25 household income: $44,229
- Median 25-44 household income: $86,189
- Median 65+ household income: $58,371
Colorado
- Median middle-age household income (45-64): $95,010
- Median household income (total): $77,127
- Median under-25 household income: $41,768
- Median 25-44 household income: $82,285
- Median 65+ household income: $56,527
Connecticut
- Median middle-age household income (45-64): $97,481
- Median household income (total): $78,833
- Median under-25 household income: $39,591
- Median 25-44 household income: $82,148
- Median 65+ household income: $58,288
Delaware
- Median middle-age household income (45-64): $85,227
- Median household income (total): $70,176
- Median under-25 household income: $31,551
- Median 25-44 household income: $70,786
- Median 65+ household income: $58,054
Florida
- Median middle-age household income (45-64): $68,577
- Median household income (total): $59,227
- Median under-25 household income: $35,404
- Median 25-44 household income: $63,007
- Median 65+ household income: $48,866
Georgia
- Median middle-age household income (45-64): $73,899
- Median household income (total): $61,980
- Median under-25 household income: $35,582
- Median 25-44 household income: $65,627
- Median 65+ household income: $47,276
Hawaii
- Median middle-age household income (45-64): $97,506
- Median household income (total): $83,102
- Median under-25 household income: $51,951
- Median 25-44 household income: $82,245
- Median 65+ household income: $71,099
Idaho
- Median middle-age household income (45-64): $72,324
- Median household income (total): $60,999
- Median under-25 household income: $35,469
- Median 25-44 household income: $66,997
- Median 65+ household income: $47,372
Illinois
- Median middle-age household income (45-64): $83,243
- Median household income (total): $69,187
- Median under-25 household income: $34,406
- Median 25-44 household income: $76,599
- Median 65+ household income: $49,190
Indiana
- Median middle-age household income (45-64): $70,767
- Median household income (total): $57,603
- Median under-25 household income: $30,900
- Median 25-44 household income: $63,040
- Median 65+ household income: $43,592
Iowa
- Median middle-age household income (45-64): $74,803
- Median household income (total): $61,691
- Median under-25 household income: $38,331
- Median 25-44 household income: $70,757
- Median 65+ household income: $45,150
Kansas
- Median middle-age household income (45-64): $75,138
- Median household income (total): $62,087
- Median under-25 household income: $34,927
- Median 25-44 household income: $69,679
- Median 65+ household income: $47,329
Kentucky
- Median middle-age household income (45-64): $60,764
- Median household income (total): $52,295
- Median under-25 household income: $30,390
- Median 25-44 household income: $61,212
- Median 65+ household income: $40,349
Louisiana
- Median middle-age household income (45-64): $58,486
- Median household income (total): $51,073
- Median under-25 household income: $27,459
- Median 25-44 household income: $58,702
- Median 65+ household income: $38,662
Maine
- Median middle-age household income (45-64): $70,911
- Median household income (total): $58,924
- Median under-25 household income: $42,073
- Median 25-44 household income: $69,482
- Median 65+ household income: $43,117
Maryland
- Median middle-age household income (45-64): $105,099
- Median household income (total): $86,738
- Median under-25 household income: $47,740
- Median 25-44 household income: $88,791
- Median 65+ household income: $63,552
Massachusetts
- Median middle-age household income (45-64): $105,333
- Median household income (total): $85,843
- Median under-25 household income: $44,921
- Median 25-44 household income: $96,759
- Median 65+ household income: $55,593
Michigan
- Median middle-age household income (45-64): $71,632
- Median household income (total): $59,584
- Median under-25 household income: $32,747
- Median 25-44 household income: $65,776
- Median 65+ household income: $46,380
Minnesota
- Median middle-age household income (45-64): $90,789
- Median household income (total): $74,593
- Median under-25 household income: $42,525
- Median 25-44 household income: $84,700
- Median 65+ household income: $50,886
Mississippi
- Median middle-age household income (45-64): $53,030
- Median household income (total): $45,792
- Median under-25 household income: $25,720
- Median 25-44 household income: $50,272
- Median 65+ household income: $36,809
Missouri
- Median middle-age household income (45-64): $68,768
- Median household income (total): $57,409
- Median under-25 household income: $30,959
- Median 25-44 household income: $65,607
- Median 65+ household income: $43,329
Montana
- Median middle-age household income (45-64): $68,596
- Median household income (total): $57,153
- Median under-25 household income: $28,184
- Median 25-44 household income: $67,817
- Median 65+ household income: $45,579
Nebraska
- Median middle-age household income (45-64): $76,823
- Median household income (total): $63,229
- Median under-25 household income: $36,321
- Median 25-44 household income: $71,862
- Median 65+ household income: $47,804
Nevada
- Median middle-age household income (45-64): $75,047
- Median household income (total): $63,276
- Median under-25 household income: $42,367
- Median 25-44 household income: $66,567
- Median 65+ household income: $50,448
New Hampshire
- Median middle-age household income (45-64): $93,507
- Median household income (total): $77,933
- Median under-25 household income: $50,344
- Median 25-44 household income: $86,481
- Median 65+ household income: $53,807
New Jersey
- Median middle-age household income (45-64): $103,839
- Median household income (total): $85,751
- Median under-25 household income: $45,187
- Median 25-44 household income: $91,181
- Median 65+ household income: $59,947
New Mexico
- Median middle-age household income (45-64): $60,450
- Median household income (total): $51,945
- Median under-25 household income: $29,962
- Median 25-44 household income: $54,361
- Median 65+ household income: $43,126
New York
- Median middle-age household income (45-64): $86,125
- Median household income (total): $72,108
- Median under-25 household income: $38,587
- Median 25-44 household income: $81,984
- Median 65+ household income: $49,898
North Carolina
- Median middle-age household income (45-64): $69,054
- Median household income (total): $57,341
- Median under-25 household income: $33,270
- Median 25-44 household income: $61,195
- Median 65+ household income: $43,986
North Dakota
- Median middle-age household income (45-64): $79,609
- Median household income (total): $64,577
- Median under-25 household income: $34,278
- Median 25-44 household income: $72,432
- Median 65+ household income: $46,816
Ohio
- Median middle-age household income (45-64): $70,926
- Median household income (total): $58,642
- Median under-25 household income: $33,568
- Median 25-44 household income: $64,023
- Median 65+ household income: $44,260
Oklahoma
- Median middle-age household income (45-64): $63,669
- Median household income (total): $54,449
- Median under-25 household income: $32,399
- Median 25-44 household income: $60,589
- Median 65+ household income: $43,501
Oregon
- Median middle-age household income (45-64): $80,418
- Median household income (total): $67,058
- Median under-25 household income: $36,705
- Median 25-44 household income: $75,719
- Median 65+ household income: $50,449
Pennsylvania
- Median middle-age household income (45-64): $77,284
- Median household income (total): $63,463
- Median under-25 household income: $33,850
- Median 25-44 household income: $72,366
- Median 65+ household income: $45,476
Rhode Island
- Median middle-age household income (45-64): $86,610
- Median household income (total): $71,169
- Median under-25 household income: $35,898
- Median 25-44 household income: $73,776
- Median 65+ household income: $49,749
South Carolina
- Median middle-age household income (45-64): $65,529
- Median household income (total): $56,227
- Median under-25 household income: $29,601
- Median 25-44 household income: $61,378
- Median 65+ household income: $45,115
South Dakota
- Median middle-age household income (45-64): $72,385
- Median household income (total): $59,533
- Median under-25 household income: $34,293
- Median 25-44 household income: $66,230
- Median 65+ household income: $47,985
Tennessee
- Median middle-age household income (45-64): $65,582
- Median household income (total): $56,071
- Median under-25 household income: $37,607
- Median 25-44 household income: $61,272
- Median 65+ household income: $42,853
Texas
- Median middle-age household income (45-64): $76,017
- Median household income (total): $64,034
- Median under-25 household income: $33,944
- Median 25-44 household income: $67,949
- Median 65+ household income: $48,919
Utah
- Median middle-age household income (45-64): $94,496
- Median household income (total): $75,780
- Median under-25 household income: $40,495
- Median 25-44 household income: $80,637
- Median 65+ household income: $58,099
Vermont
- Median middle-age household income (45-64): $73,099
- Median household income (total): $63,001
- Median under-25 household income: $35,702
- Median 25-44 household income: $72,049
- Median 65+ household income: $51,569
Virginia
- Median middle-age household income (45-64): $93,029
- Median household income (total): $76,456
- Median under-25 household income: $38,529
- Median 25-44 household income: $81,715
- Median 65+ household income: $56,069
Washington
- Median middle-age household income (45-64): $96,499
- Median household income (total): $78,687
- Median under-25 household income: $44,568
- Median 25-44 household income: $87,467
- Median 65+ household income: $55,889
West Virginia
- Median middle-age household income (45-64): $57,543
- Median household income (total): $48,850
- Median under-25 household income: $27,213
- Median 25-44 household income: $55,592
- Median 65+ household income: $39,680
Wisconsin
- Median middle-age household income (45-64): $78,284
- Median household income (total): $64,168
- Median under-25 household income: $37,380
- Median 25-44 household income: $72,279
- Median 65+ household income: $45,861
Wyoming
- Median middle-age household income (45-64): $79,436
- Median household income (total): $65,003
- Median under-25 household income: $31,401
- Median 25-44 household income: $71,574
- Median 65+ household income: $50,260
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Methodology: In order to discover how much middle-aged Americans earn in every state, GOBankingRates used data from the 2019 American Community Survey 1-year estimates published by the United States Census Bureau. For each state, GOBankingRates found (1) the middle-aged median household income, defined as the income for households where the age of the householder is between the ages of 45 and 64. GOBankingRates also found each state’s (2) overall median household income; (3) median household income for householders under 25; (4) median household income for householders between 25 and 44; and (5) median household income for householders 65+ as supplemental data. Figures for the U.S. as a whole were also sourced for each factor. All data were collected on and up to date as of Nov. 30, 2020.
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