Latest Chase Promotions, Bonuses, Offers and Coupons for January 2024

Getting free money is easier than you might think. One way is by cashing in on bank account sign-up bonuses, such as those offered at Chase like the Chase account opening bonus. You can earn hundreds of dollars, which you can use to jump-start or boost your savings balance.

If you’ve been considering Chase for a new checking or savings account, now may be a good time to check out the bank’s current offers. These can range from the Chase Bank checking account offer, Chase open account bonus, Chase savings account bonus and other Chase bonus offers. 

Checking Account Bonuses and Promotions

If you’re a student, a business owner or just in the market for a new Chase account bonus, Chase has something for you. Though there are several checking options available, make sure to double-check the qualifying Chase checking or savings accounts for bonuses.

Chase Secure Banking^SM: $100 Bonus

Chase Secure Banking’s settings keep you from overdrawing your account, which saves you from paying overdraft fees or keeping a daily balance, even if you have set up a direct deposit. It comes with a monthly fee of $4.95, but there are no fees on money orders or cashier’s checks and no fees to pay bills through Chase Online bill pay or to send money through Zelle.

• Cash value: $100
• Minimum deposit to qualify: N/A
• Expiration date: July 24, 2024
• How to get it: Open a new Chase Secure Banking account either online through the offer page or in-branch by requesting a coupon via email through the offer page. Then make 10 qualifying transactions within 60 days of enrolling in the offer. Qualifying transactions include making debit card purchases, paying bills online through online bill pay, using Chase QuickDeposit or sending or receiving money through Zelle.
• When you’ll get it: Within 15 days of making the qualifying transactions.
• Terms and conditions: Must be a new Chase checking customer who has not closed a Chase checking account in the past 90 days or closed one with a negative balance in the past three years. You can’t have claimed another coupon bonus in the past two years, and only one bonus is available per customer. Your account must be open and not restricted to receive the bonus.
• Monthly fee: $4.95
• Promotion page: Chase Secure Banking $100 bonus offer

Chase Total Checking^®: $300 Bonus

This Chase Bank promotion can net you a $300 bonus just by signing up and opening a Chase Total Checking account.

• Cash value: $300
• Minimum deposit to qualify: $500
• Expiration date: July 24, 2024
• How to get it: Open a new Chase Total Checking account through the offer page and receive direct deposits totaling at least $500 within 90 days of opening.
• When you’ll get it: Within 15 business days of receiving a qualifying direct deposits.
• Terms and conditions: You can’t have an existing Chase checking account, have closed one within the last 90 days or have closed an account with a negative balance in the last three years. Closing your account within six months will lead to Chase recouping the bonus.
• Monthly fee: The Chase Total Checking account comes with a $12 monthly fee, which can be waived by receiving at least $500 in electronic deposits in a month, having a balance of $1,500 at the beginning of each day or maintaining a combined average balance of $5,000 across eligible Chase accounts daily.
• Promotion page: Chase Total Checking bonus offer

Chase College Checking^SM: $100 Bonus

College students between the ages of 17 and 24 will want to check out this offer, which gives a free C-note for opening a new student Chase College Checking account.

• Cash value: $100
• Minimum deposit to qualify: N/A
• Expiration date: July 24, 2024
• How to get it: Open your account online or with your coupon at a branch. Then make 10 qualifying transactions in your new College Checking account within 60 days of applying the coupon. Qualifying transactions include debit card purchases, online bill payments, Zelle transactions, ACH credits and mobile deposits.
• When you’ll get it: Within 15 days of making the qualifying transactions
• Terms and conditions: To qualify for the College Checking account, you must be between 17 to 24 years old, show a valid student ID or proof of college enrollment or acceptance and provide an expected graduation date.
• Monthly fee: For college students between the ages of 17 and 24, there’s no monthly fee from the time of opening the account until graduation, for up to five years.
• Promotion page: Chase College Checking bonus offer

Chase Refer-A-Friend: Up To $500 Bonus

If you’re already a Chase checking customer, you can earn a Chase Bank promotion by referring others to open an account. You don’t need any Chase coupons, but you do need to sign up to receive a referral link to share with your friends and family members. You can earn $50 for each qualifying referral — up to $500 per year. Here’s more.

• Cash value: Up to $500
• Minimum spend to qualify: N/A
• Expiration date: None
• How to get it: Complete the online form to receive a link to share with friends. Referrals must use the link to open the account.
• When you’ll get it: Within 30 days of the referred person meeting requirements.
• Terms and conditions: Accounts are subject to approval. Both your account and your referral’s account must be open at the bonus payment time.
• Monthly fee: N/A
• Promotion page: Chase referral bonus

Credit Card Promotions

Chase is known for its credit cards, so read on for the best offers for new cardholders, plus ways you can boost your bonus by referring friends.

: ($750 Value)

The Chase Sapphire Preferred credit card lets you earn triple points on dining and grocery store purchases, excluding Target, Walmart and wholesale clubs. With this card you will also earn double points on travel purchases. Redeem the points for travel to get 25% more value, or use them as a statement credit to reduce your balance. New cardholders get even more: 60,000 bonus points if they meet spending requirements.

• Cash value: $750
• Minimum spend to qualify: $4,000
• Expiration date: N/A
• How to get it: Open a new Chase Sapphire Preferred credit card and use the card to make at least $4,000 in purchases within the first three months.
• When you’ll get it: Six to eight weeks after qualifying for bonus.
• Terms and conditions: This offer is available to new Chase Sapphire card members who have not received a bonus in the last 48 months.
• Annual fee:
• Boost your bonus: Chase Sapphire Preferred has a referral bonus of 15,000 bonus points per friend referred, up to 75,000 bonus points a year.

Southwest Rapid Rewards Plus^® Credit Card: 50,000 Points ($500 Value)

The Southwest Rapid Rewards^® Plus Visa card from Chase earns you 2x points on Southwest purchases, local transit and commuting and hotels and car rentals from Rapid Rewards partners. You also get 2x points on your internet and cable bills and select streaming services. All other purchases earn 1x point. If you fly Southwest and are in the market for a new card, this could be the one.

• Cash value: $500
• Minimum spend to qualify: $1,000
• Expiration date: N/A
• How to get it: Open a new Southwest Rapid Rewards Plus card from Chase and make $1,000 in purchases within three months of account opening.
• When you’ll get it: Six to eight weeks after qualifying.
• Terms and conditions: You must not currently hold the card or have previously received an opening bonus for the card in the past 24 months. Balance transfers, fees, interest and various other transactions do not count as purchases.
• Annual fee: $69, applied to first billing statement
• Boost your bonus: Referring friends who open any Southwest Rapid Rewards card earns you 20,000 bonus points per referral, up to 100,000 bonus points per year.

: $200 Cash-Back Bonus ($200 Value)

Chase Freedom Flex has 5% cash back up to $1,500 on rotating quarterly categories, plus 5% cash back on travel booked through Chase, 3% cash back on dining and drugstores and 1% cash back on all other purchases. Additionally, this card offers no annual fee and offers a 0% introductory APR on purchases for the first 15 months. This introductory period is followed by an APR of .

The low spend to receive the bonus could be worth exploring if you’re in the market for a new credit card.

• Cash value: $200
• Minimum spend to qualify: $500
• Expiration date: N/A
• How to get it: Open a new Chase Freedom Flex card and make $500 in purchases within three months of account opening.
• When you’ll get it: Six to eight weeks after qualifying.
• Terms and conditions: You must not currently hold the card or have previously received an opening bonus for the card in the past 24 months. Balance transfers, fees, interest and various other transactions do not count as purchases — see the offer page for details.
• Annual fee:
• Boost your bonus: Referring a friend who opens any Freedom card can get you a $50 cash-back bonus, up to $500 per year.

Chase : $900 Cash-Back Bonus ($900 Value)

The Chase Ink Business Unlimited credit card lets you earn 1.5% cash-back rewards on all your purchases. Redeem the rewards for cash back, travel and gift cards. Build your rewards balance faster with complimentary employee cards and enjoy zero liability protection. New customers can receive $900 cash back, plus 0% APR on purchases for the first 12 months. The introductory period is followed by an APR of variable. Here’s how to qualify:

• Cash value: $900
• Minimum spend to qualify: $6,000
• Expiration date: N/A
• How to get it: Apply for a new Ink Business Unlimited credit card and make at least $6,000 in purchases within the first three months.
• When you’ll get it: Six to eight weeks after meeting requirements.
• Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include balance transfers, wire transfers or cash advances.
• Annual fee: N/A
• Boost your bonus: Ink Business cards have a referral bonus of 40,000 points per business, up to five per year. That’s up to 200,000 bonus points per year.

Chase : $900 Cash Back Bonus ($900 Value)

With the Chase Ink Business Cash credit card, you’ll earn up to 5% cash back on up to $25,000 in purchases made in select categories. The card has no annual fee and comes with free employee cards. New account holders also can qualify for a bonus worth $900 and 0% APR on purchases for the first 12 months. After the introductory period, an APR of variable will apply.

• Cash value: $900
• Minimum spend to qualify: $6,000
• Expiration date: N/A
• How to get it: Open a new Ink Business Cash credit card account and make $6,000 in purchases within the first three months.
• When you’ll get it: Within six to eight weeks after meeting requirements.
• Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include cash advances, balance transfers and purchases made with convenience checks.
• Annual fee: N/A
• Boost your bonus: Earn a referral bonus of 40,000 points per business, up to five per year, for a total of 200,000 bonus points per year.

How To Get New Account Bonuses

Chase has a steady stream of promotional offers for customers who open a checking or credit card account. The rules are straightforward:

1. First, make sure you’re eligible. The offers are open to individuals opening their first Chase account of that type. Those who’ve had a similar Chase account or received a similar bonus in the past two or three years are usually not eligible.
2. Apply for and open your new account. Be sure to follow instructions carefully. Some might require you to open an account through a branch office, using a coupon code, for example.
3. Meet eligibility criteria such as conducting a certain number of checking-account transactions or spending a certain amount on your new credit card.
4. Watch your statements for the cash or points rewards.

Final Take To GO: Is Chase the Right Bank for You?

Chase Bank promotions or cash bonuses can be lucrative if you meet the qualifications to get the bonus when you open your new account. However, this shouldn’t be the only reason you open an account and become a Chase customer. It’s more important to find a bank that offers products and services that meet your financial needs. 

If you can meet the requirements for Chase checking accounts, savings accounts and credit cards to avoid the hefty fees, it may be worth it to look at what Chase offers.

More on Chase Bank

• Chase Bank Review
• Chase Savings Account Interest Rates
• Chase Bank Fees
• Chase ATM Withdrawal and Deposit Limits
• How To Open a Chase Checking Account
• Chase vs. Bank of America
• Chase vs. Wells Fargo

Daria Uhlig, Caitlyn Moorhead and Jared Nigro contributed to the reporting for this article.

Information on promotions is accurate as of Jan. 17, 2024. Additional requirements may apply. Offers and terms are subject to change.

This article has been updated with additional reporting since its original publication.

*With Chase Overdraft Assist^SM, Chase won’t charge an Insufficient Funds Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

The information related to Chase Secure Banking, Chase College Checking, Chase Sapphire Preferred, Chase Freedom Flex and Chase Ink Business cards was collected by GOBankingRates and has not been reviewed or provided by the issuer of these products/cards. Product details may vary. Please see issuer website for current information. GOBankingRates does not receive commission for these products.