How do you get $300 with Truist?

Now through Feb. 27, 2024, you can earn $300 by opening a new Truist One Checking account. You must be a new customer to qualify for this promotion.

What is the promo code for the Truist $400 bank bonus?

If you opened a Truist business checking account such as the Simple Business Checking or Dynamic Business checking account, as a new customer you could have earned $400. The promo code was SB23Q3CHECKING and expired on Sept. 29, 2023.

When do you receive your Truist Bank bonus?

In general, Truist directly deposits your bonus for signing up for the checking or business checking account into that account within four weeks of meeting the requirements.

• Are Truist Bank promotions legitimate?

Yes, Truist runs different promotions throughout the year, Typically this is a bank bonus or cash offering for signing up for a new account. Be aware that many of the Truist Bank promotions are only available to individuals who receive direct communication from Truist. Double-check what the eligibility requirements are for any promotion you find online before getting your hopes up, but if you meet the requirements Truist does offer some great and legitimate bonuses.

Is Truist a good bank to deal with?

Truist is one of the largest commercial banks in America and is highly rated among many bank reviews. It also offers several varying bonuses and promotions throughout the year. For example, you can earn $300 by opening a Truist One Checking account, as long as you have two direct deposits that total $1,000 within 90 days of opening your account.

Banking / Banks

Truist Bank Promotion Codes, Bonuses and Offers: December 2023

November 27, 2023

5 min Read

Written by Caitlyn Moorhead

Edited by Melanie Grafil

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Banks want your business and are willing to pay for it. They regularly run promotions to drum up business and give away free cash or bank bonuses. This means you can earn hundreds of dollars just for opening an account or keeping it open in good standing.

Truist Bank: Quick Take

Truist Bank is a full-service bank that merged with SunTrust to form Truist, making Truist Financial Corp. and is one of the largest banks in the United States. Both banks continue to operate independently and run their own promotions.

Truist Bank Bonuses 2023

Depending on the account type you can take advantage of various promotions and bonus offers now.

Earn $300: Open a New Truist One Checking Account

If you are looking for a new checking account it may be time to consider Truist to bulk up your debit card just by signing up. If you open a new Truist One Checking account online now through Feb. 27, 2024, you could be eligible for this promotion. You can currently use the active promo code: TRUIST300Q323. Here are some key takeaways:

Cash value: $300
Expiration date: Feb. 27, 2024
How to get it: You must complete at least two qualifying direct deposits totaling $1,000 or more within 90 days of account opening to earn the bonus.
Terms and conditions:
- If you have an existing account with Truist you are not eligible for this promotion.
- The offer is only available to US residents with a valid US taxpayer identification number.
- The qualifying checking account must be opened online and have a mailing address in the following states: Alabama, Arkansas, Georgia, Florida, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, or District of Columbia.
Promotion page: One Simple Choice

How Can You Avoid the Truist Monthly Maintenance Fee?

The Truist One Checking account does come with a $12 monthly service fee you can avoid by meeting any of the following requirements:

You are a student under the age of 25.
You keep or have a $500 minimum balance as a combined total among any Truist accounts.
You get $500 or more directly deposited into your account monthly.
You have a Truist credit card, mortgage or loan.
You have a linked Small Business Checking, Simple Business Checking or Dynamic Business checking account.

Expired: Earn $400 When Opening a New Small Business Checking Account

This offer expired on Sept. 29, 2023, but the details are as follows. After opening a new small business checking account with Truist, you were able to earn a $400 business checking bonus with the promo code: SB23Q3CHECKING. Here were some of the key takeaways about the promotion:

Cash value: $400
Expiration date: Sept. 29, 2023
How to get it: You needed to make a qualifying deposit of $1,500 into your new account within 30 days of opening your account. The accounts that could be opened to earn $400 included the Simple Business Checking or Dynamic Business checking account. The promo code was: SB23Q3CHECKING.
Terms and conditions:
- Qualifying Deposits for new business checking accounts excluded debit card credit transactions.
- To be eligible for the promotion, you must have been a new Truist business checking customer.
Promotion page: Small Business Checking Offer

How To Open a Truist Bank Account

You can open a BB&T account at a local branch or a savings account or a checking account online. Follow these simple steps.

Step 1: Gather the Necessary Information and Documentation

Here’s what you’ll need to provide to open an account:

Social Security number
Driver’s license or state ID
Date of birth
Physical address
Opening deposit

You must be a U.S. citizen to open a credit card account. You’ll also need to provide employment and income details and statements from credit accounts you want to transfer.

Step 2: Complete the Online Application

Follow the prompts and provide the information requested. Though these instructions are for online applications, you can also open an account, or a new account with the promo code, in person at any Truist branch.

Step 3: Fund the Account

You can deposit money into the account electronically. You’ll need to provide your client identification number and routing and account numbers from the bank you want to use to fund the account. Once your account is opened, you can log in.

Final Take To GO: Are Truist Offers Worth It?

Switching to Truist may be worth it if you’re interested in opening a new checking account or a Truist business checking account. You don’t need coupons to earn the current bonuses, and you have the option to redeem these cash bonuses when you’re ready to open the new qualifying accounts. Promotion codes, bonuses and other offers often expire so make sure you are looking for the latest communication from Truist to be sure you’re up to date on how you earn extra money.

Information is accurate as of Nov. 27, 2023, and is subject to change.

Cynthia Bowman contributed to the reporting for this article.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.