Huntington Bank is a full-service bank based in Columbus, Ohio, and serves customers in its home state as well as Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Pennsylvania, West Virginia and Wisconsin.
Like many banks, Huntington Bank offers promotions to attract new customers, but many people fail to realize that these are available. Believe it or not, you can make hundreds just by simply opening an account, which is especially attractive in these uncertain economic times. These offers can not only help you achieve your financial goals but also put some cash in your pocket.
Here’s a look at how to take advantage of Huntington Bank promotions.
Best Checking Account Promotions
Looking to open a new checking account? Huntington is offering checking account promotions for applicants who live in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. Here are the details.
Huntington Perks Checking: $400 Bonus
With the Huntington Perks Checking account, your money earns interest and gives you access to relationship banking rates for other products. Additional perks of this account include credit score monitoring at no additional cost and five free ATM withdrawals each month if you have to use out-of-network ATMs.
Here are the details for the $400 bonus:
- Cash value: $400
- Minimum deposit to qualify: No minimum; direct deposit required
- Expiration date: June 7, 2024
- How to get it: Open a new Huntington Perks Checking account before the offer’s expiration date. Next, receive a qualifying direct deposit — including payroll, salary, pension or government payments — within 90 days and keep the account in good standing until you receive the bonus.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: This offer is for new account holders only. Deposits made through money transfers from other Huntington accounts do not qualify for the bonus. You must apply for the account from the promotion page to receive the bonus.
- Monthly fee: $10 per month, but can be waived by meeting certain requirements
- Promotion page: Huntington Perks Checking bonus offer
Huntington Platinum Perks Checking: $600 Bonus
Huntington Platinum Perks Checking has a higher interest rate than the Huntington Perks Checking account. It also offers reimbursed out-of-network ATM fees and free identity and credit monitoring, but also comes with a higher monthly fee and higher balance requirement needed to waive it.
- Cash value: $600
- Minimum deposit to qualify: $25,000
- Expiration date: June 7, 2024
- How to get it: Open a new Huntington Platinum Perks Checking account through the offer page or in-branch and deposit $25,000 within the first 90 days. Keep your account open and in good standing for 90 days to claim the bonus.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: This offer is available to new customers and those who have not had a Huntington checking account within the last six months. Money transfers from other Huntington accounts do not qualify as deposits. You must apply for the account from the promotion page to receive the bonus.
- Monthly fee: $25, waived if you maintain $25,000 in total relationship funds with the bank through your consumer and investment accounts
- Promotion page: Huntington Platinum Perks Checking bonus offer
Best Business Account Promotions
If you need a new business checking account, take advantage of a Huntington Bank business account bonus. Offers are available to customers in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. Here are the details of the current offers.
Business Checking 100: $100 Bonus
Huntington’s Business Checking 100 account is ideal for new businesses and startups on a tight budget. You not only get fee-free banking, but the account also comes with a free trial of Huntington Bank’s fraud detection tool. Here’s how the bonus works:
- Cash value: $100
- Minimum deposit to qualify: $2,000
- Expiration date: April 30, 2024
- How to get it: Apply for an account online through the promotion page or request a promotion code to open an account in a local branch. Next, deposit at least $2,000 in the account within 60 days of opening it and keep the account open for 90 days.
- When you’ll get it: Within 14 days after you meet the requirements
- Terms and conditions: Qualifying deposits do not include transfers from other Huntington Bank accounts. You must apply for the account from the promotion page to receive the bonus.
- Monthly fee: None
- Promotion page: Business Checking 100 bonus offer
Unlimited Business Checking: $400 Bonus
The Unlimited Business Checking account is designed for small businesses that want perks like unlimited transactions and waived monthly service fees. With this account, you can choose one free monthly bonus service, such as a fraud detection tool or 10% off Paychex payroll services.
You can also earn a $400 bonus when you open a new account and meet certain criteria. Here’s more on how to qualify:
- Cash value: $400
- Minimum deposit to qualify: $5,000
- Expiration date: April 30, 2024
- How to get it: Open a new Unlimited Business Checking account before the promotion’s expiration date. Next, deposit $5,000 in the account within the first 60 days and keep the account open for 90 days.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: Money transfers from other Huntington Bank accounts do not count as qualifying deposits for this promotion. You must apply for the account from the promotion page to receive the bonus.
- Monthly fee: $20, waived by meeting the total deposit relationship balance of $10,000
- Promotion page: Unlimited Business Checking bonus offer
Unlimited Plus Business Checking: $1,000 Bonus
If you keep a higher balance in your business checking account and want to earn interest, the Unlimited Plus Business Checking account might be a good option. It comes with unlimited transactions, two free bonus services of your choice and a $1,000 cash bonus if you meet certain requirements. Here’s how it works:
- Cash value: $1,000
- Minimum deposit to qualify: $20,000
- Expiration date: April 30, 2024
- How to get it: Open a new Unlimited Plus Business Checking, Business Analyzed Checking or Non-Profit Analyzed Checking account and make qualifying deposits totaling at least $20,000 within the first 30 days, keep a minimum $20,000 balance for at least 60 days and keep the account open for 90 days.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: Closing the account within 180 days may trigger an early closing fee. You must apply for the account from the promotion page to receive the bonus.
- Monthly fee: $40, waived by meeting the total deposit relationship balance of $50,000
- Promotion page: Unlimited Plus Business Checking bonus offer
How To Open a Huntington Bank Account
You can apply for a Huntington Bank checking account online or in person at a local branch. Make sure you have the Social Security number and government-issued ID available for each owner of the account. You’ll also need your initial deposit.
Apply Online
To apply online for a checking account, locate the webpage for the account you want and then follow the prompts and provide the requested information. To take advantage of the current Huntington Bank offers, click the “Apply Online” button from the promotion page.
Apply in Person
If you want to open a personal or business checking account, you have the option of visiting a local branch to apply. To be eligible for the Huntington Bank bonuses, request a Huntington Bank coupon on the account promotion page. Then, use the coupon when opening a new account.
Are Huntington Bank Promotions Right for You?
If you live in Huntington Bank’s service area and are looking for a new checking account, savings account or CD account, it’s worth the time to check out the offers to see if the bank’s products and services are a good fit. Regardless of the size of your daily account balance, you can earn cash bonuses and take advantage of other features that can help you make the most of your money.
If you don’t live in the service area and prefer in-branch service rather than online banking, the bonuses might not be enough to get you to switch over. Check back each month for updates and new promotions as they are available.
Julia Gordon contributed to the reporting for this article.
Information on promotions is accurate as of April 19, 2024. Additional requirements may apply. Offers and terms are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.