Guest opinion: Grounded in Whitefish working to make affordable home ownership a reality
Can the people who teach our children, care for our health, respond to emergencies, serve our visitors, and support our community still afford to own a home in Whitefish? Habitat for Humanity of Flathead Valley is working to help make that a reality. Habitat for Humanity has the expertise and experience to build affordable homes, with 50 years of helping more than 65 million people worldwide build, improve or finance their homes. Now Habitat Flathead has embraced the ambitious goal to build 100 new, affordable, energy-efficient homes for qualified local working families over the next 10 years, in Whitefish. The intention is to make home ownership possible for the individuals who help keep our town a strong residential community where people who work here can live here. Our aim is to keep the prices of two, three and four bedroom homes well below market prices. The program offers qualified buyers no down payment financing, affordable 30-year fixed mortgages from Montana Board of Housing, and a closing fee of just 1% subject to program requirements. Habitat also aims to keep monthly mortgage payments at or below 30% of a qualified household’s income, regardless of the income. As an example, a family