Prep for Cooler Fall Nights With Comforters From Target (Now Under $25)

Autumn is the time to cozy up your sleeping space, and Target has affordable comforters and bedding that will transform your bed into a sleep temple. Snuggle into even better deals by joining Target Circle, the loyalty rewards program that offers members additional deals and savings — and it's free to join.

Taking advantage of rewards programs is one of the best Target hacks for stretching your budget to the max. See the best deals on bedding available at Target right now.

Target Secrets: 7 genius hacks all Target shoppers should know

Lofty Microfiber Comforter - Room Essentials

Courtesy of Target

Price: $17

The price varies depending on the size, but these microfiber construction comforters are crafted with a polyester shell and soft fill that will keep you warm and cozy this winter. Several patterns are discounted, but not all of them, so grab the discounted options.

Separate Fitted Sheets - Opalhouse designed with Jungalow

Courtesy of Target

Price: $16

Ever wish you could buy fitted sheets separately instead of as part of a set? Great news! These fitted sheets are constructed with 100% percale cotton and offer a 220-thread count suitable for mattresses up to 15 inches deep.

Microfiber Sheet Set - Room Essentials

Courtesy of Target

Price: $8.07

If you love mushrooms and fungi, you'll want to score this adorable sheet set with a fitted sheet, a flat sheet, and a pillowcase featuring the woodland wonders of the not-animal and not-plant kingdom. They're crafted from 100% recycled polyester, but not all the patterns are discounted — so be sure to make sure you grab the discounted set.

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Textured Rib Stripe Dobby Throw Blanket - Hearth & Hand with Magnolia

Courtesy of Target

Price: $25.49

This super-snuggly throw blanket is crafted from 100% cotton with textured rib stripes and fringed ends for extra flair. It's perfect for beds or on the couch to keep you warm while binge-watching your favorite shows.

Bottom line

If your bedding and sheets look shabby, head to Target to see great deals on cozy sheets and comforters.

Savvy shoppers can find smart ways to save even more money when shopping discounts and sales, like signing up for the free Target Circle loyalty rewards program, which can snag additional savings.

Money tips that can work for everyone

No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).