The Penny Hoarder

Food & DrinksPosted by
The Penny Hoarder

How to Make a Cheap Charcuterie Board for Under $30

Charcuterie boards have gone from favorite appetizers at restaurants to party staples you can DIY with grocery store ingredients that cost less than you might think. You don’t have to be a chef or caterer to make an elegant, crowd pleasing charcuterie tray full of cured meats, cheeses and complementary snacking accessories. You also don’t have to spend big bucks.
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Personal FinancePosted by
The Penny Hoarder

Before the Debt Collectors Start Calling, Do These 4 Things

Most Americans have some sort of debt — and not all of it is good debt, like a mortgage, car loan or student loans, which are considered good investments. Credit card debt, medical debt, overdue bills and high interest loans are just a few of the types of bad debt that can wreak havoc on your life. They can destroy your credit, snowball into even more debt and, yep, have the debt collectors hounding you to pay up.
TechnologyPosted by
The Penny Hoarder

With this Free Investing App, You Can Own a Piece of Companies Like Apple, Amazon or Netflix

There sure are a lot of investing apps these days. So many different online investment platforms to choose from. How the heck are you supposed to pick one?. It all depends on what you’re looking for. We’ve found a really good one that’s designed for long-term investors who want to choose their own portfolio of investments, then set it up to keep growing with automatic deposits.
KidsPosted by
The Penny Hoarder

5 Best Ways to Save Money For Kids

Wouldn't it be great to celebrate that college diploma with no debt? Start saving now to realize two dreams. Aileen Perilla/The Penny Hoarder. File this under “Things You Already Know” — kids are expensive. What you might not know is the best ways to save money for kids, and we’ve got your back on that.
House RentPosted by
The Penny Hoarder

4 Tips for Surviving the Lease When Someone Else Moves Out

You don’t have to be married to face some of the drama that comes with a messy divorce. Whether you have a roommate who’s been casually dropping hints that you should be looking for a new roommate or they’re downright spelling it out, the prospect of that person leaving can feel like you’re about to lose everything the two of you worked so hard to maintain.
Personal FinancePosted by
The Penny Hoarder

Find the Red Flags on Your Credit Report Before It’s Too Late

Know what’s on your credit report. Check your credit report. Have you seen your credit report? It seems someone is always suggesting a deep dive into our credit reports. But do you actually know what that means? Do you even know how to read a credit report? If not, it’s time to learn so that you understand your financial standing. The credit report, which leads to a credit score, is what dictates the amount of money you can borrow and at what interest rate. This affects your large purchases — house, car, boat, etc.
Personal FinancePosted by
The Penny Hoarder

Dear Penny: Can We Retire in 6 Months Owing $190K of Student Loan Debt?

I am in big trouble. My husband and I have a combined student loan debt of $190,000 and we were planning to retire in six months. My husband wants to sell our home and pay off the debt. If we do that, we won’t have much for a down payment for another house, so we won’t have a low mortgage payment. If we don’t sell, we can afford the student loan payments. But we will be very limited with no extra money left to save for emergencies.