#Credit Score

Tampa Bay News Wire

How To Maintain A Good Credit Report

Having a good credit score can have a major impact on your life. When you decide to purchase a home or get a job, you must remember that your credit score could impact your future. If you want to achieve the American dream, it is pertinent to maintain a good credit report. Otherwise, your poor credit score is going to turn your life upside down. Thankfully, there are numerous steps you can take to maintain a good credit score. Be sure to follow the advice below to achieve this goal.
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Ageing loan officers "too comfortable"

Mortgage professionals must embrace automation if they wish to attract a bigger, younger customer base and grow their business, according to the CEO of MonitorBase, Louis Zitting (pictured). The head of the mortgage marketing platform, which specializes in data analytics and predictive modeling, said the industry had been slow to...

How to choose the right credit card for you

Editor’s note: This is a recurring post, regularly updated with new information. This page includes information about the Discover it Student Cash Back that is not currently available on The Points Guy and may be out of date. Whether you’re hoping to save money on your monthly grocery bill, rack...

Should you take out a personal loan to pay off credit cards?

People talk all day long about their workouts, favorite apps and their love lives, but bring up the subject of money, especially credit card debt, and suddenly everyone clams up. Just because we don’t talk about debt doesn’t mean it’s not an issue. After all, the average American household carrying...
Washington Post

How an impulse home buy now could hurt your credit later

If 2021 was any indication, 2022 promises to be another white-hot year for the housing market, with even more buyers chasing fewer properties. And with prices setting record highs, you may be tempted to buy now before you’re priced out completely. But is now truly the right time to buy?

Ramona Singer’s Credit Score Brag Has Fans Hoping She Gets Fired From ‘RHONY’

Some fans of the “Real Housewives” franchise are completely fed up with Ramona Singer, and are hoping that Bravo gets rid of her ahead of the new season of “RHONY.”. Although the level of drama brought by Singer was once considered a staple on the New York franchise, some fans feel that she has overstayed her welcome, and that it’s time that she is replaced. The last season of “RHONY” was a bit of a train wreck, so much so that there wasn’t even a reunion show after the season ended.

Bank of America Business Advantage Travel Rewards Credit Card Review

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. A solid business rewards card with $0 and no foreign transaction fees, the Business Advantage Travel Rewards World Mastercard® credit card* is truly oriented at going places. With solid travel-related benefits, the card is a great option for those looking for a business credit card for travel with a $0 annual fee.

Holiday Shopping Will Be Boring this Year

Good luck finding great deals. With inflation and supply problems, you’ll need to work harder to save anything. Here’s how to do that and still keep your holiday cheer. Nothing feels better than finding that perfect holiday gift for a loved one – and doing it at a discount. That’s so 2019, however. For 2021, supply chain issues mean you might not find what you’re looking for, and inflation means you might not like what you’re being forced to pay.

How Do Credit Checks Impact Your Credit Score?

Having a healthy credit score is critical to being able to borrow money quickly. In case you have high debt and feel payment poor, consolidating your debt balances to lower your total monthly payments can help a great deal. Activities That Are Hard on Your Credit Score. Fully 35% of...
Dumb Little Man

Best Personal Loans for Excellent Credit of 2021

Have you ever heard about getting a personal loan with excellent credit? It means that anyone can get the most accessible rates at excellent terms. But wait! Isn’t it daunting to find the right lender? Different online lenders offer successful loan amounts with different origination fee options and loan terms.

Should you ever use your 401(k) to pay down debt?

You have debt. But you’ve also got a stash of cash in your 401(k). If you’re feeling overwhelmed by high-interest credit card balances, a student loan, and/or an auto loan, you might think taking money out of your 401(k) is a good way to pay down that debt and get it under control But is withdrawing money from your 401(k) to pay off debt a good idea? How would you go about doing it — and then paying it back?

Show Me the Money: Buy now, pay later

(WHTM) — As you’re shopping away on this Cyber Monday, how will you save money? Buy now, pay later installment plans like Afterpay, Quadpay, and Affirm are really growing in popularity. “A buy now, pay later services allows you to spread payment on a larger purchase over a certain amount of time usually without paying […]
Seattle Times

Save this holiday season with credit card rewards

The holidays are coming up, which means spending extra money on gifts, meals, decorations and travel for many of us. It’s an expensive time of year, but with some planning and savvy use of credit card rewards, you can make the holidays a little easier on your wallet by earning rewards that mitigate all the spending.

Things to Consider Before Taking a Personal Loan

It’s always best to have the necessary information at hand before applying for a loan. After all, it’ll improve your chances of getting a loan and striking a better deal. While applying for a personal loan, you should consider your credit score, repayment period, the amount you need, and the loan contract terms.

Eight House Buying Questions For First-Time Buyers Answered

Buying your first house is an exciting process. You get to choose a community to settle into, find design inspiration, and organise your belongings ready for moving day. But with the excitement also comes a lot of questions. New research has revealed the most frequently asked questions on Google, digging...

Four common misconceptions about achieving homeownership

The American dream may look different for everyone, but ultimately it comes down to finding prosperity, and upward mobility for yourself and your loved ones. When it comes to building generational wealth, home ownership is one of the most viable paths, but for many, the notion of buying a home seems like an impossibility.

All You Needed To Know About Personal Loans

Are you tired of your rising credit card bills? Planning to get your home repaired? Need some extra cash for your wedding? Either way, a personal loan is your ultimate savior. The qualifications for this loan are minimum, and because most of the process is online, the processing and the disbursal will only take a couple of minutes. But how exactly does a quick personal loan work, and what can you use it for? We will know about personal loans and more in the following few sections.