#Credit Reports

State website exposed 1.8 million Texans' data over three years

SAN ANTONIO — Personal information, including Social Security numbers, was accessible on the Texas Department of Insurance (TDI) website for three years. As many as 1.8 million people were at risk for identity theft between March 2019 and January 2022, a state audit finds. A coding error made public...
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How social media posts could affect credit scores

What does your SAT score mean for your ability to pay off a car loan?. What does your Facebook feed say about your chances of landing a mortgage?. And, what does your propensity for snacking on road trips mean for your credit score?. The answers: More than you think. Traditional...
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OCM Is First Merchant to Adopt Splitit Installments-as-a-Service Platform

Buy now, pay later (BNPL) provider Splitit on Tuesday (May 17) unveiled an Installments-as-a-Service platform that relies on consumer credit on payment cards to streamline the checkout experience embedded in merchants’ existing payment flows, according to a company press release. Splitit’s white-label installment plug-in allows consumers with an available...

Best 'Buy Now, Pay Later' Apps for May 2022

CNET editors pick the products and services we write about. When you apply through our links, we may get a commission. Advertiser Disclosure. Buy now, pay later plans have become popular payment methods over the past few years -- but what are these plans and how do they work? As an alternative to high-interest credit cards, buy now, pay later apps offer a way to afford what you need now and repay the balance over time, usually within six-to-eight weeks.

Will adding my son to my credit card help his credit score?

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Dear...

Here Are Today's Refinance Rates, May 16, 2022: Rates Dip

Several important refinance rates decreased today. Both 15-year fixed and 30-year fixed refinances saw their average rates trail off. In addition, the average rate on 10-year fixed refinance also went down. Though refinance rates do fluctuate slightly on a daily basis, homeowners can expect to see rates rise over the...
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The 15/3 Credit Card Hack Is Nonsense — Here’s What to Do Instead

Sometimes a grain of truth about a financial topic can morph into something that’s just plain misleading. One example is the 15/3 credit card payment trick — or hack — that you might have seen touted on the internet and social media as a secret tactic for improving bad or mediocre credit.

5 credit card tips every college graduate should know

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for. . The content on this page is accurate as of the posting date; however, some of the offers mentioned...

Rising Credit Costs, Transaction Prices Slamming Auto Affordability, EV Adoption

Monthly auto loan payments are at historic highs, transaction prices continue to climb and sticker prices are losing their relevance as car shoppers' wallets are being walloped by the effects of the Covid-19 pandemic including thin inventories, rising inflation and interest rates. Those conditions are dampening overall auto sales, but especially adoption of electric vehicles.