Dave Ramsey

Dave Ramsey is an American entrepreneur, financial counselor, author, motivational speaker, radio host, podcast host, and TV personality. Motivated by his father, he became an entrepreneur when he was in school. By the time he was in college, Ramsey had ventured into several businesses. He built rental real-estate portfolios worth millions after he began his career as a licensed real-estate investor under his firm. However, a bank acquisition led him to bankruptcy, and he had to wrap up his business. After gaining a bit of financial stability, Ramsey found solace in Christianity and began a career as a financial counselor, with a Christian perspective. He eventually authored books on financial management, hosted radio and TV shows, wrote columns, and launched numerous ventures to make a name for himself as a personal finance expert. Ramsey also makes efforts to educate people on the ways of using monetary resources judiciously, through his 'Financial Peace University,' speaking in churches and community centers. Ramsey advises everyone to follow his prime mantra, "Avoid debt at all costs."