PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE STATE OF Alabama COUNTY OF TALLAPOOSA Default having been made of the terms of the loan documents secured by that certain mortgage executed by Robert D Gernaat A Single Man Tenancy By The Entirety to Pensacola Guarantee Mortgage dated June 21, 2002; said mortgage being recorded on July 1, 2002, as Instrument No. 172257 in the Office of the Judge of Probate of Tallapoosa County, Alabama. Said Mortgage was last sold, assigned and transferred to National City Mortgage Co. in Instrument 172258 in the Office of the Judge of Probate of Tallapoosa County, Alabama. The undersigned, PNC Bank, National Association, successor in interest to National City Real Estate Services, LLC, successor by merger to National City Mortgage, Inc., formerly known as National City Mortgage Co., under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Tallapoosa County, Alabama during the legal hours of sale (between 11am and 4pm), on the 11th day of August, 2021 the following property, situated in Tallapoosa County, Alabama, to-wit: Commence at the Northeast corner of the Southwest quarter of Section 34, Township 19 North, Range 22, East, Tallapoosa County, Alabama; thence South 00'00'00" West, 1552.35 feet to the true POINT OF BEGINNING of the parcel of land herein described; thence continue South 00'00'00" West, 144.79 feet; thence South 88'46'36" West, 600.02 feet to the Easterly right-of-way of Frog Hollow Road; thence North 00'03'31" West, along said right-of-way line, 145.22 feet; thence leaving said right-of-way line North 88'49'03" East, 600.16 feet to the true POINT OF BEGINNING. Said parcel of land lying in Section 34, Township 19 North, Range 22 East, Tallapoosa County, Alabama and containing 1.997 acres. Said property is commonly known as 194 Frog Hollow Rd, Tallassee, AL 36078. Should a conflict arise between the property address and the legal description the legal description will control. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage. PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR IN INTEREST TO NATIONAL CITY REAL ESTATE SERVICES, LLC, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, INC., FORMERLY KNOWN AS NATIONAL CITY MORTGAGE CO. as holder of said mortgage McCalla Raymer Leibert Pierce, LLC Two North Twentieth 2 20th Street North, Suite 1000 Birmingham, AL 35203 (800) 275-7171 FT21@mccalla.com File No. 21-01783AL www.foreclosurehotline.net Alexander City Outlook: July 14, 21 and 28, 2021 FC/64044.