I bought a move-in ready tiny home for $89,000 – it sounds a lot but it now earns me enough to pay my entire mortgage

ONE woman has revealed how she and her partner purchased a tiny home for just $89,000 down, and now the space pays for her entire mortgage.

While small in scale, the home has nearly everything you could possibly need, and it was entirely ready to move in for the price of $89,000.

Couple Kristina and Steph, who run the TikTok account @OpenHouseAustin, have been candid about their tiny home journey to their more than 110,000 followers on the platform.

Tiny homes have become increasingly popular as Americans look for any way to save money with inflation rates set at record highs.

Kristina, who lives in Austin, Texas, said they purchased the small-scale house for $89,000, but the couple could entirely finance it with an RV loan.

The total price included nearly everything you’d need to make the home livable, including the space’s delivery and tie-down.

Plus, the tiny home came with a small deck, fridge, microwave, and stove. 

Tenants will even have access to washer and dryer hookups in the space.

As Kristina takes viewers on a tour, you can take in the home’s luxurious kitchen, even at its small size.

With gray wooden kitchen countertops included in the tumbleweed model, you’re welcomed into a space that has everything you’d need to make your everyday lunch and dinners. 

You could even host a small dinner party while you’re at it.

A full microwave, oven, and fridge are waiting for all your culinary needs.

The less than 400 square-foot space also boasts a bedroom, a bathroom, and loft space.

This puts it far smaller than the average one-bedroom apartment in the United States.

According to the National Multifamily Housing Council, a typical one-bedroom apartment stands at 757 square feet in America.

But you won’t have to live a smaller life just because your space is tinier, according to the TikToker.

“This particular model has tons of light, a little bedroom, and a nice-sized loft,” Kristina explained.

While the $89,000 price tag included the majority of what was required to make the space livable, there were some additional costs down the road.

This included the plumbing and electrical work, which would be required if you want a tenant to be able to comfortably live there for a longer period of time.

Additionally, the couple added a larger deck plus the washer and dryer for easier living.

“Then we furnished it really cute and we put it on Airbnb,” Kristina said.

To date, the pair brings in roughly $3,500 a month, which entirely covers their mortgage plus some for extra expenses.

The entire unit was purchased from Creative Living Solutions in Austin, Texas. The brand model is Tumbleweed by Pratt Homes.

THINGS TO KEEP IN MIND

While tiny homes are a great way to curb your rent and mortgage expenses, there are certain zoning laws you should be aware of before you dive into the minimalist lifestyle.

Depending on where you live, your state might prohibit small homes from existing on another house’s plot of land. 

And even if you own an RV tiny home, you might not be able to keep it in one location for more than a specific period of time.

College graduate Brianna O'Brien said her plan to save money by moving into a tiny house on her parents' land in New Hampshire ended up with her receiving an eviction.

She bought the cozy RV home off Facebook Marketplace in September 2018 for just $29,000.

Brianna hoped to get the home properly zoned with her local zoning board, but it quickly became a complicated ordeal.

So, instead, she parked it on her family’s property, hidden mostly by bushes.

But six months later, she received an eviction notice.

A neighbor had spotted the house and alerted the zoning board, who told Brianna that her tiny home didn't adhere to local zoning codes.

Local governments tend to view tiny houses as RVs, so they cannot be parked legally in most places for more than a short period of time

Zoning boards regularly decide that tiny homes decrease property values, which is partly why they’ve failed to gain traction across the United States. 

Home Depot is also selling a tiny home for $45,000 and it comes stocked with two bedrooms and space for a gaming den.

You can also buy one for just $200 a month, and it comes fully built.